Benutzerdefinierte Tests

Untitled by user108508

adjournment adjust administration administrator admirable admiration admissible admission admittance admitted admonish admonition adolescence adolescent adopt adorn adrenaline adroit adroitness adulterant adulteration advancements advantage advantageous adventure adventurous adversary adverse advertise advertisement advice advisable advise advisory advocate aerodynamic aeroplane aerosol aesthetic aestivation affectionate affidavit affiliate agitate agitation ago agrarian agreement agriculture aircraft airdrome airliner aisle alacritous alert algebra alien alienate alignment alimentary alimony alive alkali allegation allegorical allergic allergy alleviate alleviation alliance alligator alliterate alliteration allopathy allotment allotted allowance almanac almighty alphabet alpine already altar alternate altitude aluminium alumni affiliation amass affirm affliction affluence afforestation aggravate aggression aggressive amateur ambassador ambiguous ambition ambitious ambulance ambush

4 stages -pb spkng by puzzlled

### The Process of Learning Public Speaking

The journey of mastering public speaking begins with the stage of exploring. At this stage, you are not yet aware of the various aspects and intricacies involved in effective public speaking. You might know that public speaking is a valuable skill, but you are unaware of the many techniques and elements that contribute to a compelling speech. This is the point where you begin to realize there is a vast array of skills you need to learn, and this realization marks the beginning of your learning journey.

As you progress to the understanding stage, you start to recognize the specific areas you need to improve. You become aware of the importance of aspects such as voice modulation, body language, audience engagement, and structuring your speech. You understand why these elements are crucial and how they impact your ability to communicate effectively. This awareness is essential as it drives your motivation to learn and improve.

The next stage is practicing, where you actively work on developing your public speaking skills. You start to apply the techniques you have learned, such as varying your tone to keep the audience engaged, using gestures to emphasize points, and organizing your speech for clarity and impact. This stage requires focused effort and consistent practice. You might rehearse in front of a mirror, record your speeches to analyze your performance, or seek feedback from others. Each practice session helps you refine your skills and build confidence.

Finally, you reach the stage of mastery. At this point, public speaking becomes almost second nature to you. You can deliver speeches with ease and confidence, effortlessly incorporating all the techniques you have practiced. Your voice modulation, body language, and speech structure are all well-coordinated, and you can engage your audience effectively without having to consciously think about each element. Mastery is about refining your skills, correcting any minor errors, and performing with a level of comfort and proficiency that comes from extensive practice and experience.

In summary, the process of learning public speaking involves exploring the various components of the skill, understanding why they are important, practicing them diligently, and finally mastering the art of delivering a powerful and engaging speech. Each stage builds upon the previous one, leading you from initial awareness to effortless proficiency.

r words by phantomguapera

run red real row rat ram ran rud race rate rune rutt fried ranch grey gray gripe reared runner strategy reaper rural rupee rager frogger ruiner eviler rancid irritable

Dictado by user108511

Sal
gas
salsa
gasa
halla
faldas

t by phantomguapera

try to trick further turtles toward trying to tip ten times taller treats. Tutor talk truly tis thy ten times ten tickle tip tummy t f t f t f. ftf tft tft ftf. ft ft.

random inspiration by queenrita124

“We have to allow ourselves to be loved by the people who really love us, the people who really matter. Too much of the time, we are blinded by our own pursuits of people to love us, people that don't even matter, while all that time we waste and the people who do love us have to stand on the sidewalk and watch us beg in the streets! It's time to put an end to this. It's time for us to let ourselves be loved.”

Common prefixes by user108510

A-, An- without; lacking. Andr/o- male. Anti- against. Auto- self. Bio- life. Chem/o- chemistry. Contra- against. Cyt/o- cell. Dis- separation; taking apart. Dys- difficult; abnormal. Eu- good; well. Fibr/o- fiber. Gluco-, Glyco- glucose; sugar. Gyn/o-, Gynec- female. Hydr/o- water. Idio- self; One's own. Lyso-, Lys- break down; destruction; dissolving. Mal- bad; abnormal. Myc/o- fungus. Necr/o- death. Neo- new. Oxy- sharp; acute; oxygen. Pan-, Pant/o- all or everywhere. Pharmaco- drug; medicine. Re- again; backward. Somat/o-, Somatico- body; bodily.

R by phantomguapera

really ran forward I have roared and reared really rampantly and running rowdy really racks red rum. R r r, r r, r and r and r and r again. R, f, r, f, fr fr frf frf f r f r r r f

W X by phantomguapera

s x s x s w s w s x s x s w s w s x s x s w s w s x s x s w s w ss x ss w ss x ss w

R by phantomguapera

r f r f r f r f r f r f r f frf frf frf frf frf vfr vfr vfr vfr fr fr fr fr fr fr r r f r r f

Leadership ThnkngBig by puzzlled

Leadership in "The Magic of Thinking Big"
David J. Schwartz dedicates a significant portion of "The Magic of Thinking Big" to discussing leadership. He emphasizes that thinking big is a crucial component of effective leadership and that leaders inspire, motivate, and guide others towards achieving shared goals. Here's an elaborated summary of the leadership section:

Key Elements of Leadership
Initiative

Leaders take action and don't wait for others to prompt them. They identify opportunities and challenges and proactively address them. This ability to act decisively inspires confidence in those they lead.
Decisiveness

Effective leaders make decisions promptly and confidently. They gather necessary information, weigh options, and then act. Indecisiveness can breed uncertainty and hesitation among followers, so leaders must be clear and firm in their choices.
Vision

Leaders have a clear vision of where they want to go and what they want to achieve. They think big, set ambitious goals, and are able to communicate this vision compellingly to their team, ensuring everyone is aligned and motivated.
Inspiration

Leaders inspire others by setting a positive example and demonstrating enthusiasm and passion for their work. They motivate their team through encouragement, recognizing achievements, and fostering a sense of shared purpose.
Empowerment

Leaders empower their team members by delegating tasks, providing the necessary resources, and supporting their personal and professional growth. This involves trusting others to take responsibility and make decisions within their areas of expertise.
Confidence

Confidence is crucial for leadership. Leaders must have faith in their abilities and the direction they are taking. This confidence is contagious, helping to instill a similar sense of self-assurance in their team members.
Communication

Effective communication is a cornerstone of leadership. Leaders must be able to convey their vision, expectations, and feedback clearly and constructively. They must also be good listeners, valuing the input and concerns of their team.
Adaptability

Leaders must be flexible and able to adapt to changing circumstances. This includes being open to new ideas, willing to adjust plans, and resilient in the face of setbacks. Adaptable leaders can navigate uncertainty and guide their teams through challenges.
Positive Attitude

A positive attitude is essential for leadership. Leaders who remain optimistic and upbeat can inspire the same attitude in their team, even during tough times. Positivity helps to maintain morale and drive continuous effort towards goals.
Responsibility

Leaders take responsibility for their actions and the outcomes of their team. They own their mistakes, learn from them, and work to rectify issues. This accountability builds trust and respect within the team.
Practical Advice for Aspiring Leaders
Act Confidently

Behave as if you are already a leader. Carry yourself with confidence, speak assertively, and demonstrate your capability. This helps to build the perception of leadership among your peers.
Grow Your Leadership Skills

Continuously work on developing your leadership skills. This can involve reading books on leadership, seeking mentorship, attending workshops, and practicing leadership in small ways every day.
Lead by Example

Model the behavior you want to see in others. Whether it's work ethic, attitude, or integrity, your actions set the standard for your team.
Cultivate Relationships

Build strong relationships with your team members. Understand their strengths, weaknesses, and motivations. Show genuine interest in their well-being and development.
Seek Feedback

Regularly seek feedback on your leadership style and effectiveness. Use this feedback to make improvements and show that you are committed to becoming a better leader.
Stay Focused on Goals

Keep your team focused on the larger vision and long-term goals. Break down these goals into manageable steps and celebrate progress along the way to maintain motivation.
Encourage Innovation

Foster an environment where new ideas are welcomed and valued. Encourage your team to think creatively and take calculated risks.
Maintain Integrity

Always act with integrity. Be honest, transparent, and ethical in all your dealings. Integrity builds trust and is a foundation for effective leadership.
Conclusion
In "The Magic of Thinking Big," David J. Schwartz presents leadership as an essential skill that can be developed through intentional practice and a positive, proactive mindset. By thinking big, taking initiative, and empowering others, aspiring leaders can drive their teams towards success and create a lasting impact. The principles outlined in the book provide a roadmap for anyone looking to enhance their leadership abilities and achieve their full potential.

Paragraph 1 by user108508

Abandon Abase Abbreviate Abbreviation Abdicate Abductor Aberrance Aberrant Aberration Abhorrent Ability Abnegation Abnormality Abolish Aborigines Abridge Abroad Abscess Abscission Absence Absent Absolute Absolutely Absorb Abstinence Abstinent Abstract Abstruse Abundance Abundant Abyssal Academic Accede Accelerate Acceleration Accent Accentuate Acceptable Acceptance Access Accessibility Accessible Accessory Accident Accidentally Acclaim Acclimatise Accommodate Accommodation Accommodative Accompaniment Accompany Accomplice Accomplish Accomplishment Accost Accountancy Accountant Accredited Accumulate Accurate Accuse Accustomed Achieve Achievement Acknowledge Acknowledgement Acoustic Acquaint Acquaintance Acquiesce Acquiescence Acquire Acquisition Acquit Acquittal Acquitted Acrimonious Acrimony Across Actually Actuation Adamant Adapt Adaptation Addiction Addition Additional Address Addressee Adept Adequacy Adequate Adherent Adjacent Adjourn

magic of thinkingbig by puzzlled

The Magic of Thinking Big Summary: Key Insights for Success

David J. Schwartz’s self-help book “The Magic of Thinking Big” It was first published in 1959 and has since become a personal development classic. The book is intended to assist individuals in overcoming self-doubt, increasing confidence, and achieving success in various facets of life.

“The Magic of Thinking Big” is a book on altering your thinking to achieve success and live a satisfying life. According to David J. Schwartz, the extent of your success is dictated by the amount of your belief in yourself. This book is intended to assist readers in breaking free from self-limiting ideas, thinking bigger, and taking positive choices that lead to personal and professional success.

Chapter 1: Believe You Can Succeed and You Will
Schwartz highlights the importance of belief in influencing our outcomes. He explains that the first step toward achievement is to believe in oneself.
The chapter gives examples of people who attained greatness via persistent self-belief.
The author introduces and examines the concept of the “I’m-Positive-I-Will-Succeed” attitude.
You Can Succeed
You Can Succeed
Chapter 2: Cure Yourself of Excusitis
According to Schwartz, “excusitis” is the disease of creating excuses for not acting or accepting responsibility.
He discusses various types of excusitis, such as health excusitis, age excusitis, and IQ excusitis, as well as strategies for overcoming them.
The chapter emphasises the significance of acting and being proactive.
Chapter 3: Build Confidence and Destroy Fear
Confidence is essential for success, and Schwartz explains how to create and retain it.
The author delves into the psychology of fear and offers ways for dealing with it.
He advises readers to take measured chances and not be paralyzed by fear.
Chapter 4: How to Think Big
Schwartz discusses practical tactics for large thinking, such as setting lofty goals and visualizing accomplishment.
He defines “mind expanding” and demonstrates how it might lead to inventive thinking.
The chapter emphasises the importance of passion in setting and achieving goals.
Chapter 5: How to Think and Dream Creatively
Creative thinking is essential for problem solving and success, and Schwartz offers advice on how to improve this capacity.
To foster innovative thoughts, he offers strategies such as thinking from many perspectives and brainstorming.
The chapter stresses the need of cultivating a “can-do” mindset and avoiding “excusitis.”
Chapter 6: You Are What You Think You Are
Schwartz investigates the effect of self-perception on our behavior and achievements.
He defines “the self-image” and discusses how it can be altered and enhanced.
The need of positive self-talk and self-affirmation is emphasized throughout the chapter.
Chapter 7: Manage Your Environment: Go First Class
The author examines how our physical and social environments influence our ideas and actions.
He advises on how to foster a good and motivating workplace.
The chapter emphasises the necessity of surrounding oneself with successful and good people.
Chapter 8: Make Your Attitudes Your Allies
Schwartz emphasizes the importance of attitudes in affecting our actions and consequences.
He introduces and discusses the concept of the “You-Are-What-You-Think” rule.
The chapter provides ways for developing positive attitudes and removing negative ones.
Chapter 9: Think Right Toward People
The author emphasises the value of human interactions and how they might influence our success.
He gives advice on how to develop strong and positive relationships with others.
The power of kindness, respect, and understanding in interpersonal interactions is discussed in this chapter.
Chapter 10: Get the Action Habit
Schwartz talks about the importance of taking action and avoiding procrastination.
He gives tips on how to create the “action habit” by setting clear goals and deadlines.
The chapter stresses the need of perseverance and determination in achieving achievement.
Chapter 11: How to Turn Defeat into Victory
The author understands that setbacks and failures are inevitable in life, but she provides ways for transforming them into opportunities.
Schwartz introduces the concept of “defeat-itis” and offers ways for dealing with it.
The chapter urges readers to learn from their mistakes and continue on their journey.
Chapter 12: Use Goals to Help You Grow
Setting and accomplishing objectives is critical for personal and professional development, and Schwartz describes the process.
He discusses the concept of “goal cards” and how they might help people stay on track with their goals.
The chapter emphasises the necessity of self-improvement and setting new goals.
Chapter 13: How to Think Like a Leader
Schwartz outlines how to build leadership traits, which are critical for success.
He discusses the traits of effective leaders and how to develop them.
The chapter emphasizes the value of setting a good example and motivating others.
Chapter 14: How to Succeed in Family Life
Success extends beyond one’s career and into one’s personal life. Schwartz provides advise on how to achieve happiness and contentment in the family.
He emphasizes the significance of establishing and communicating family goals and values.
The chapter advises readers to maintain a healthy balance between their personal and professional lives.
Chapter 15: The Power of Belief
Schwartz underlines the idea that belief in oneself is the foundation of success in the final chapter.
He tells the stories of people who attained greatness through unshakeable faith.
The chapter urges readers to apply the principles learnt in the book to their own life.
Conclusion
David J. Schwartz’s “The Magic of Thinking Big” is a classic self-help book that gives readers with practical tactics and insights to improve their thinking and achieve success. Individuals can unleash their potential and live more rewarding lives by believing in themselves, overcoming excuses and fear, thinking big, and maintaining a good mindset.

The book emphasises the significance of defining and following lofty goals, taking action, and constantly striving to improve oneself. It also discusses the value of good relationships and effective leadership in achieving personal and professional success. The principles given in the book can be implemented to produce meaningful and long-term success in one’s job, family life, or personal development.

“The Magic of Thinking Big” is still a great resource for people who want to overcome self-limiting beliefs and reach their full potential. Readers can build the attitude and habits needed to think big, act courageously, and ultimately live a life of purpose and achievement by following the ideas provided in the book.

PICO TermsOService2 by theodeath

17. OTHER TERMS

Applicable Law and Jurisdiction. These Terms, their subject matter and their formation, are governed by the laws of Singapore. Any dispute arising out of or in connection with these Terms, including any question regarding existence, validity or termination of these Terms, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The seat of the arbitration shall be Singapore. The Tribunal shall consist of one (1) arbitrator. The language of the arbitration shall be English.

Open Source. Aspects of our Services may contain open source software. Each item of open source software is subject to its own applicable license terms, which can be found at Pico Open Source Notice.

Entire Agreement. These Terms, and the documents referred to in it, embodies the entire agreement and understanding between the you and us relating to the subject matter of these Terms, and supersedes all prior agreements and understandings relating to our Services.

No Waiver. Our failure to insist upon or enforce any provision of these Terms shall not be construed as a waiver of any provision or right.

Severability. If any court of law, having jurisdiction to decide on this matter, rules that any provision of these Terms is illegal or invalid, then that provision will be removed from the Terms without affecting the rest of the Terms, and the remaining provisions of the Terms shall continue to be valid and enforceable.

Third Party Rights: A person who is not a party to these Terms has no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these Terms.

If you find inappropriate content that violates these Terms or have any other concerns or questions you would like to raise, contact us at support@picoxr.com.

SUPPLEMENTAL TERMS - JURISDICTION SPECIFIC

Japan

The following paragraph is added to Section 2 (Accepting the Terms):

If you are over 13 but under the age of majority prescribed in Civil Code ("JP Minors") and use the services required to pay a fee within the Services ("Paid Services"), you shall comply with the monthly payment limit separately provided to you by us. Money which you disposed in the Paid Services within such monthly payment limit shall be considered as either of the followings and shall be irrevocable in accordance with Paragraph 3 of Article 5 of Civil Code:

(1) Property which JP Minors’ parents or the statutory agent permit its disposition by specifying the purpose thereof and disposed in the Paid Services to the extent of such purpose; or

(2) Property which JP Minors’ parents or the statutory agent permit its disposition without specifying any purpose.

Section 15 (LIMITATION OF LIABILITY) does not apply to your loss or damage related to or arising from our gross negligence or willful misconduct.

Section 17 (Other Terms, Applicable Law and Jurisdiction) is modified to state:

These Terms, their subject matter and their formation, are governed by the laws of Japan. Any dispute arising out of or in connection with these Terms, including any question regarding existence, validity or termination of these Terms, shall be subject to the exclusive jurisdiction as first instance of the Tokyo District Court.as a waiver of any provision or right.

South Korea

If you are using our Services in South Korea (“Korea”), the following additional terms apply. In the event of any conflict between the following additional terms and the provisions of the main body of these Terms, the following terms shall prevail.

Cancellation of Purchases Made by Minors.
Notwithstanding the third bullet point under Section 2, Minors (younger than 19 years of age under Korean law) and/or their legal guardians are entitled to cancel a purchase and request a refund if the purchase was made without the legal guardian’s consent.

The fourth bullet point under Section 2 shall not apply.

Changes to the Terms.
The following shall apply in addition to Section 3:

We will use commercially reasonable efforts to generally notify users of any changes to these Terms, including but not limited to sending email notifications to the email address you have provided or posting notice on Pico, at least 7 days before the effective date of the changes. However, in the event of any changes that are material or disadvantageous to you, we will notify you individually at least 30 days before the changes are to take effect. Notwithstanding the foregoing, any changes that are related to new functionalities of the Services that benefit you or are permitted for legal reasons may take effect immediately.

Notification of Restrictions on Accessing and Using Our Services.
Notwithstanding any terms to the contrary herein, in the event we restrict your access and/or use of our Services in accordance with these Terms by (i) terminating or disabling your account, (ii) suspending, discontinuing, removing or otherwise ceasing provision of all or part of our Services or (iii) terminating any license granted to you hereunder, we will use commercially reasonable efforts to notify you without delay, unless such notification is legally prohibited (e.g., violates applicable laws, regulations or orders of a regulatory body) or may reasonably cause harm to other users, third parties, us and/or our affiliates (e.g., causes harm to the security of our Services).

Right to Cancellation of Purchases.
Notwithstanding any terms to the contrary under Section 9, you are entitled to cancel purchases from Pico Store within 7 days from the date of purchase; provided that, you have not commenced the use or consumption of the Digital Product purchased, in which case, we will not be liable to cancel your purchase or remit any refunds.

User Content.
The following shall replace the 5th paragraph under “User Content” of Section 13:

You must not upload any User Content to which you are not the owner of the intellectual property rights. You or the relevant owner (as the case may be) of your User Content may still own any copyright in User Content submitted to our Services, save that by submitting or transmitting User Content via our Services, you hereby grant us an unconditional irrevocable, non-exclusive, royalty-free, fully transferable, perpetual worldwide license to use, modify, adapt, reproduce, make derivative works of, publish and/or transmit, and/or distribute and to authorize other users of our Services and other third-parties to view, access, use, download, modify, adapt, reproduce, make derivative works of, publish and/or transmit your User Content in any format and on any platform, either now known or hereinafter invented, for the purpose of the operation, distribution, incorporation as part of, improvement, development and promotion of our Services and its offerings. You further grant us an unconditional irrevocable, non-exclusive, royalty-free, fully transferable, perpetual worldwide license to use your user name(s), image(s), voice(s), and likeness(es) to identify you as the source of any of your User Content. To the fullest extent permitted under applicable law and/or as consented to by you, we also have the right to disclose your identity to any third party who is claiming that any User Content transmitted or uploaded by you to our Services constitutes a violation of their intellectual property or other rights.

The following shall replace the 7th paragraph under “User Content” of Section 13:

By transmitting User Content to or through our Services, you waive any rights to your prior inspection or approval of any marketing or promotional materials related to such User Content. To the fullest extent permitted under applicable law, you also waive any and all rights of privacy, publicity, moral, or any other rights of a similar nature in connection with your User Content, or any portion thereof. To the extent any moral rights are not transferable or assignable, by transmitting User Content to or through our Services, you agree never to assert any and all moral rights (including "moral rights" as defined under the Copyright Act 2021 of Singapore), or to support, maintain or permit any action based on any moral rights that you may have in or with respect to any User Content you submit to or through our Services. You should only transmit or submit User Content to or through our Services if you agree to the foregoing.

The 3rd paragraph under “Infringement Notice” of Section 13 shall not apply.

Limitation of Liability.
The following shall replace the last paragraph under Section 15:

THE EXTENT NOT EXCLUDED AND/OR TO THE EXTENT NOT LAWFULLY EXCLUDED, PICO'S MAXIMUM AGGREGATE LIABILITY FOR ALL CLAIMS, SUITS, DEMANDS, ACTIONS OR OTHER LEGAL PROCEEDINGS IN CONNECTION WITH THESE TERMS, WHETHER BASED ON AN ACTION OR CLAIM IN CONTRACT, NEGLIGENCE, TORT, OR OTHERWISE, SHALL NOT EXCEED SGD 1,000. IF THE FOREGOING LIMITATION IN LIABILITY IS NOT PERMITTED UNDER APPLICABLE LAW, PICO’S MAXIMUM AGGREGATE LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW.

Applicable Law and Jurisdiction.
Notwithstanding any terms to the contrary under Section 17, these Terms, their subject matter and their formation, are governed by the laws of Korea. Any dispute arising out of or in connection with these Terms, including any question regarding existence, validity or termination of these Terms, shall be referred to and finally resolved by the competent courts of Korea.

Malaysia

If you are using our Services in Malaysia, the following additional terms apply. In the event of any conflict between the following additional terms and the provisions of the main body of these Terms, the following terms shall prevail.:

Section 2, 4th paragraph, 3rd bullet point is modified to state:

YOU MUST PAY IN FULL ALL SUMS DUE ARISING FROM THE ACTIVITIES OF THAT MINOR IN CONNECTION WITH OUR SERVICES, INCLUDING WITHOUT LIMITATION ANY TRANSACTIONS MADE ON OR THROUGH OUR SERVICES BY THAT MINOR ASSOCIATED WITH YOUR ACCESS CREDENTIALS, EVEN IF THE MINOR DID SO WITHOUT YOUR KNOWLEDGE AND/OR CONSENT AND FOR ANY CHANGES ASSOCIATED WITH THE MINOR’S USE OF OUR PLATFORM AND/OR SERVICES.

You hereby release and hold harmless Pico from any and all liabilities that may arise from the minor’s use of our platform and/or services.

Section 4, 1st paragraph is modified to state:

To access or use our Services, you may be required to create an account with us. When you create this account, you must provide accurate and up-to-date information. It is important that you maintain and promptly update your details and any other information you provide to us, and keep such information current and complete as this is how we will communicate key information about your account to you. You must also comply with any other instructions we prescribe from time to time as part of the registration process.

Section 6, 6th bullet point is modified to state:

incorporate our Services or any portion thereof into any other program or product and/or for the benefit of any third party or any manner not permitted by us. In such case, we shall have the right to refuse to provide any of our Services, terminate account(s) or limit access to our Services in our sole and absolute discretion;

Section 9, 5th paragraph is modified to state:

Except as expressly stated in these Terms or other policies as may be notified to you from time to time via our approved channels, all purchases from Pico Store are final and non-refundable to the full extent as permitted under the law.

Section 13, 9th paragraph is modified to state:

By transmitting User Content to or through our Services, you waive any rights to your prior inspection or approval of any marketing or promotional materials related to such User Content. You also waive any and all rights of privacy, publicity, moral, or any other rights of a similar nature in connection with your User Content, or any portion thereof. To the extent any moral rights are not transferable or assignable, you hereby:

consent for us to perform or authorize the performance of acts including but not limited to those stipulated under section 25(2) of the Copyright Act 1987 of Malaysia pertaining to; and

waive and agree never to assert any and all moral rights (including "moral rights" as defined under the Copyright Act 2021 of Singapore), or to support, maintain or permit any action based on

any moral rights that you may have in or with respect to any User Content you submit to or through our Services.

Section 13, 16th paragraph is modified to state:

We do not allow apps or developer accounts that infringe on the intellectual property rights of others (including trademark, copyright, patent, trade secret, and other proprietary rights). We also don’t allow apps that encourage or induce infringement of intellectual property rights. Pico will duly consider all Infringement submitted in the above manner and shall remove within 48 hours upon receipt of the Infringing Notice remove the infringing material provided the owner of the copyright shall undertake to compensate us in against any damages, loss or liability arising our compliance of such Infringement Notice. In return, you agree that you shall not take any legal action or exercise any legal remedy you may have against Pico in respect of any Infringing Material, unless you have first given Pico the Infringement Notice and sufficient opportunity to remove the Infringing Material, and thereafter Pico refuses or fails to remove the Infringing Material within a reasonable time. Where Pico removes the Infringing Material in response to your Infringement Notice, you agree not to exercise and you hereby waive, any right of action against Pico under applicable law which you may have in respect of any Infringing Material appearing on our Services prior to such removal by Pico.

PICO TermsOService1 by theodeath

1. YOUR RELATIONSHIP WITH US: Welcome to Pico! Pico is an online service provided by Pico Immersive Pte. Ltd. ("we", "us", or "our").
These Terms of Service (the/these "Terms") govern the relationship and serve as an agreement between you and us and set forth the terms and conditions by which you may access and use Pico and our related websites, services, applications, products and content (collectively, our "Services"). Our Services are provided for your private, non-commercial use only. For the purposes of these Terms, "you" and "your" means you as the user of our Services.
The Terms form a legally binding agreement between you and us. Please take the time to read them carefully.
We may, in our sole and absolute discretion, perform our obligations under these Terms, whether in whole or in part, through one or more of our subsidiaries, or associated or related companies or corporations, or Third Party Providers (as defined below), and the full and complete performance by any such person(s) shall constitute full performance by us of our corresponding obligations.
2. ACCEPTING THE TERMS: Your access and use of each of our Services shall be subject to these Terms. By accessing or using any of our Services, you agree that a legally binding contract is formed between you and Pico, and that you accept these Terms and you agree to comply with them. Your access and use of any of our Services is also subject to our Privacy Policy, as amended from time to time, the terms of which may also be made available on such other channels as we may designate. By using any of our Services, you consent to the prevailing terms of the Privacy Policy. If you do not agree to any of these Terms, you must not access or use any of our Services.
We may from time to time notify you of supplemental terms applicable to you in respect of access and/or use from particular jurisdictions ("Jurisdiction-Specific Terms"), and in the event of a conflict between the provisions of the Jurisdiction-Specific Terms and the rest of these Terms, the relevant Jurisdiction-Specific Terms will supersede and control.
IF YOU ACCESS AND/OR USE OUR SERVICES, YOU CONFIRM (AND WE ARE ENTITLED TO ASSUME WITHOUT FURTHER INQUIRY) THAT YOU ARE AT LEAST 13 YEARS OF AGE OR OF THE RELEVANT AGE UNDER APPLICABLE LAW. IF YOU ARE YOUNGER THAN 18 YEARS OF AGE OR THE RELEVANT AGE OF MAJORITY UNDER APPLICABLE LAW ("MINOR"): (A) YOU MUST OBTAIN PERMISSION FROM A PARENT OR A LEGAL GUARDIAN (IF APPLICABLE) TO ACCESS AND/OR USE OUR SERVICES; (B) THAT PARENT OR LEGAL GUARDIAN (AS THE CASE MAY BE) MUST AGREE TO THESE TERMS; AND (C) YOU MUST ONLY USE ANY OF OUR SERVICES ONLY IN CONJUNCTION WITH AND UNDER THE SUPERVISION OR CONSENT OF A PARENT OR LEGAL GUARDIAN. IF YOU ARE THE PARENT OR LEGAL GUARDIAN OF A MINOR, YOU MUST ACCEPT THIS AGREEMENT ON THE MINOR'S BEHALF AND YOU WILL BE RESPONSIBLE FOR ALL ACCESS AND/OR USE OF OUR SERVICES UNDER THESE TERMS.
If you are the parent or legal guardian of a Minor, you further agree, acknowledge, and undertake to us that: you must carefully supervise that Minor's access and/or use of our Services; it is your responsibility to determine whether any part of our Services is appropriate and/or safe for that Minor; YOU MUST PAY IN FULL ALL SUMS DUE ARISING FROM THE ACTIVITIES OF THAT MINOR IN CONNECTION WITH OUR SERVICES, INCLUDING WITHOUT LIMITATION ANY TRANSACTIONS MADE ON OR THROUGH OUR SERVICES BY THAT MINOR ASSOCIATED WITH YOUR ACCESS CREDENTIALS, EVEN IF THE MINOR DID SO WITHOUT YOUR KNOWLEDGE AND/OR CONSENT; and YOU HEREBY EXPRESSLY CONSENT on behalf of that Minor to the collection, use, disclosure and/or processing of that Minor's personal data in accordance with these Terms and our Privacy Policy, and you agree that we may deem the same.
We may also prescribe additional age limitations for certain of our Services that may be higher than 13 years of age. By using our Services where such additional limitations are prescribed, you confirm that you are over the relevant age specified. If we learn that someone under the relevant age allowed is using our Services, we shall have the right to terminate that user's account.
3. CHANGES TO THESE TERMS: We may amend these Terms and/or the Privacy Policy from time to time, for instance when we update the functionality of any of our Services, when we combine multiple apps or services operated by us or our affiliates into a single combined service or app, or when there are regulatory changes. We may use commercially reasonable efforts to generally notify users of such changes, such as by sending an email notification to the address you have provided and/or notice through Pico. You should look at the Terms regularly to check for such changes.
We may also update the "Last Updated" date at the top of these Terms, which indicate the effective date of such updated Terms. Your continued access or use of any of our Services from the effective date of any such changes constitutes your acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop accessing or using our Services.
4. YOUR ACCOUNT WITH US: To access or use our Services, you may be required to create an account with us. When you create this account, you must provide accurate and up-to-date information. It is important that you maintain and promptly update your details and any other information you provide to us, and keep such information current and complete. You must also comply with any other instructions we prescribe from time to time as part of the registration process.
You must keep your account password confidential and not disclose it to any third party. If you know or suspect that any third party knows your password or has accessed your account, you must notify us immediately at support@picoxr.com.
You agree that you are solely responsible (to us and to any others) for the activity that occurs under your account or otherwise in a manner associated with your account credentials.
We shall have the right to terminate or disable your user account at any time, including if you have failed to comply with any of the provisions of these Terms, or if activities occur on your account which, in our sole and absolute discretion, might: (a) cause damage to or impair any of our Services; (b) infringe or violate any third party rights; and/or (c) violate any applicable laws. If we permanently suspend or terminate your account, we will notify you in advance unless we have reason to believe that continued access to your account will cause damage to us or our Services, or violate requests by law enforcement or other government agencies, applicable laws or regulations or third party rights.
If you would like your account deleted, contact us at: support@picoxr.com. Once you choose to delete your account, you may not be able to reactivate your account or retrieve any of the content or information associated with your account or that you have provided.
5. LICENSE TO SERVICES: As a condition of your access to and use of any of our Services, you agree not to use our Services to infringe any intellectual property rights. We shall have the right, with or without notice, at any time and in our sole and absolute discretion to block access to and/or terminate the accounts of any user who infringes or is alleged to infringe any copyright, trade mark or other intellectual property or moral rights.
Subject to these Terms and your continuing compliance thereof, you are hereby granted a non-exclusive, limited, non-transferable, non-sublicensable, revocable, license to access and use our Services in our approved jurisdictions, including access to the Pico Content (as defined below) as part of our Services solely for your personal, non-commercial use and solely in compliance with these Terms. Pico reserves all rights not expressly granted to you.
Due to legal or regulatory restrictions in any jurisdiction, you: (a) may not be able to access or use any of our Services in or from a jurisdiction; and/or (b) may be infringing certain legal or regulatory requirements under applicable laws when accessing or using our Services in or from such jurisdiction. By accessing and/or using our Services (or continuing to do the same) you represent and warrant to us that your use and/or access meets all applicable legal or regulatory requirements under applicable laws, including without limitation all applicable technology control or export laws and regulations. It is your sole responsibility to ascertain whether any such legal or regulatory restrictions exist, and we shall not be liable for any losses arising out of your inability to access or use such Services or any contravention of such legal or regulatory requirements. You shall fully indemnify us from and against any losses that we may be subject to or suffer in connection with any failure by you to comply with any such legal or regulatory restrictions. Notwithstanding anything in these Terms, we shall have the right to take steps to prevent any of our Services from being accessed or used in any jurisdiction as we may determine in our sole and absolute discretion from time to time.
6. YOUR ACCESS AND USE OUR SERVICES: You must not (except where such prohibition is not allowed under applicable law) without our express written consent: access or use any of our Services if you are not fully able and legally competent to agree to these Terms; make unauthorized copies, modify, adapt, translate, reverse engineer, disassemble, decompile or create any derivative works of any of our Services or any content therein, including any files, tables or documentation (or any portion thereof) or determine or attempt to determine any source code, algorithms, methods or techniques embodied by any of our Services or any derivative works thereof; rent, lease, loan, assign, distribute, license, transfer, or sell, in whole or in part, any of our Services, or any derivative works thereof; use any of our Services for any commercial or unauthorized purpose, including: (i) communicating or facilitating any commercial advertisement or solicitation or spamming; and/or (ii) market, rent or lease any of our Services for a fee or charge; interfere with or attempt to interfere with the proper working of our Services, disrupt any aspect of our Services, website or any networks connected to our Services, or bypass any measures we may use to prevent or restrict access to our Services; incorporate our Services or any portion thereof into any other program or product. In such case, we shall have the right to refuse to provide any of our Services, terminate account(s) or limit access to our Services in our sole and absolute discretion; attempt to probe, scan, test the vulnerability of or gain unauthorized access to a system or network or to breach or circumvent security or authentication measures without proper authorization; use automated scripts to collect information from or otherwise interact with our Services; create a false identity on our Services, impersonate any person or entity, or falsely state or otherwise misrepresent you or your affiliation with any person or entity, including giving the false or misleading impression that any content you upload, post, transmit, distribute or otherwise make available emanates from our Services or another's account; mask or alter the geographical location from which you appear to our systems to be accessing and/or using any of our Services, or use IP proxying or other methods to disguise the place of your residence;
intimidate or harass, or promote sexually explicit material, violence or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; use or attempt to use an account, service or system without authorization from Pico; use our Services in a manner that may create a conflict of interest or undermine the purposes of our Services, such as trading reviews with other users or writing or soliciting fake reviews;
use any of our Services in a way that could damage, disable, overburden, impair or compromise our Services or interfere with another person's usage or access to any of our Services; and/or use our Services to upload, transmit, distribute, store or otherwise make available in any way: (i) files that contain viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful; (ii) any unsolicited or unauthorized advertising, solicitations, promotional materials, "junk mail", "spam", "chain letters", "pyramid schemes", or any other prohibited form(s) of solicitation; (iii) any private information or personal data of any third party, including addresses, phone numbers, email addresses, number and feature in the personal identity document (e.g., national insurance numbers, passport numbers, etc) or credit card numbers; (iv) any material which does or may infringe any copyright, trade mark or other intellectual property or privacy rights or moral rights of any other person; (v) any material which is defamatory of any person, obscene, offensive, pornographic, hateful or inflammatory; (vi) any material that would constitute, encourage or provide instructions for a criminal offence, dangerous activities or self-harm; (vii) any material that is designed to provoke or antagonize people, especially trolling and bullying, or is intended to harass, harm, hurt, scare, distress, embarrass or upset people; (viii) any material that contains a threat of any kind, including threats of physical violence; (ix) any material that is racist or discriminatory, including discrimination on the basis of someone's race, religion, age, gender, disability or sexuality; (x) any answers, responses, comments, opinions, analysis or recommendations that you are not properly licensed or otherwise qualified to provide; and/or (xi) material that, in the sole judgment of Pico, (1) is objectionable or which restricts or inhibits any other person from using our Services, or (2) may expose Pico, our Services or its users to any harm or liability of any type.
You acknowledge and agree that our Services may include analytics and other tools that may allow us to gather information about how our Services are used, usage patterns and/or user preferences, and may include our use of cookies, running of verification and compliance analysis and/or use of data capture, syndication analysis, and/or other similar tools to track, extract, compile, aggregate, archive, disclose or otherwise analyze any data and/or information resulting from any person's access to and/or use of any of our Services (including without limitation your geo-location information), and further that: (a) we shall retain all rights, title and interest in and to all such information and data; and (b) any intellectual property rights of or in the results of such analytics shall vest solely in us. We may monitor, track and share with third parties your information thereby obtained by us for safety, security, technical, marketing and commercial purposes, for example to provide you with personally relevant product features, customized search results, tailored advertising, spam and malware detection, as well as to provide and improve our products and services.
We may require you to use certain equipment and/or software to access and use our Services, and you must only use hardware and/or software that we have approved for such purposes. We may also from time to time require you to install updates as a condition to continued access to any of our Services. In addition, we may from time to time automatically update software you obtain through our Services, or provide you with new software to keep our Services functioning properly, which could include bug fixes, patches, enhanced features, plug-ins and new versions, whether on our systems or on your systems. By accessing or using our Services, you agree to such automatic updating.
We may from time to time, without giving any prior reason or notice, upgrade, modify, alter, suspend, discontinue the provision of, or remove, whether in whole in part, any of our Services and/or Pico Content (as defined below), and/or any functionality provided therein, and to the maximum extent permitted by applicable law, we shall not thereby be liable to you or any third party.
We reserve the right, at any time and without prior notice, to permanently or temporarily remove or suspend access to our Services if in our sole opinion your use of our Services violates or potentially violates these Terms, third party rights (including intellectual property rights), applicable laws or regulations or is otherwise harmful to the Services, our users or third parties.
7. SCREEN CAST: We may from time to time make available functionalities on our Services allowing you to cast, mirror, stream or otherwise share the contents of your Pico device to the screen of another device or channel. If you choose to activate such functionalities, you acknowledge and agree that:
you are solely responsible for your use of such functionalities, which shall be at your sole risk; we shall not be liable to you or any third party in respect of the contents you cast, mirror, stream or otherwise share using such functionalities; you represent and warrant to us that you do so according to applicable laws and that you to do so having the necessary rights licenses and consents; you must not do so in a manner that will infringe any copyright, trade mark or other intellectual property or privacy rights or moral rights of any other person, or otherwise expose us to a claim nor breach the terms of any agreements or licenses you may have in respect of any such content;
any content that you cast, mirror, stream or otherwise share by activating such functionalities shall be deemed to be User Content (defined below) if it is not Pico Content (defined below); and such functionalities may integrate, interact or interoperate with Third Party Elements (defined below).
8. PICO STORE: “Pico Store” is where you can buy digital games and other digital content (each a “Digital Product”). By browsing, purchasing, accessing, downloading, and/or installing any Digital Product from Pico Store, you acknowledge and agree that: we or the developer of such Digital Product may impose additional terms on you in respect of use and/or access of the functionalities available on the app; to the maximum extent permitted by applicable law, we shall not be responsible for addressing any claims by you or a third party relating to the app or your possession or use of the app, including without limitation (i) product liability claims; (ii) any claim that the app fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation; and
in the event of any third party claim that the app or your possession and use of the app infringes such third party's intellectual property rights, we shall not be obliged to participate in the investigation, defense, settlement or discharge of such intellectual property infringement claim.
We may display age restrictions and/or content ratings required under applicable laws for the digital content made available on Pico Store that are based on information provided to us by the developers of such content. We cannot guarantee such content ratings are accurate, nor do we promise you that you will not find some content harmful, offensive, indecent or objectionable.
When you purchase Digital Product from Pico Store, you buy a personal license to use that Digital Product for private, personal and non-commercial use. The license is non-transferable unless your local applicable laws say it must be.
9. PURCHASE OF DIGITAL PRODUCTS: By making any order through Pico to purchase (even if the price is indicated as zero) or download any Digital Product, and completing a transaction, you are agreeing to these Terms and any third-party terms associated with use of the particular Digital Product.
You can place an order with respect to the Digital Products of your choice. When placing an order, you may be required to provide certain information (including your contact and shipping information). You represent and warrant that all such provided information is accurate, complete, and will be kept current. We shall have no obligation to verify the information you provide, and we shall not be responsible or liable for inaccurate or incomplete information.
Each Digital Product listing may indicate the particular manner in which you may be required to use the Digital Product, as well as any terms in relation thereto. It is your responsibility to review such information carefully before placing an order to purchase the Digital Product.
Your purchase of a Digital Product is a payment for a limited, non-assignable license to access and use the content or functionality in the Digital Product. Certain digital content (e.g. virtual characters or character names, etc) purchased or available to you may only be used in connection with the Digital Product where you obtained them or where they were developed by you as a result of gameplay or other in-app activity. Such digital content is not redeemable or subject to refund and cannot be traded outside of the Digital Product for money or other items of value.
Except as expressly stated in these Terms or other policies as may be notified to you from time to time via our approved channels, all purchases from Pico Store are final and non-refundable.
If you delete your account, you may lose access to and use of any purchased Digital Product.
10. PRICES AND PAYMENT: The price applicable to your transaction will be the price that was in effect at the time of the transaction. If your order is accepted and processed where a pricing error is obvious and unmistakable and could reasonably have been recognized by you as a mispricing, we may cancel your order, refund you any sums you have paid and require the return of any Digital Products provided to you on such terms as may be notified to you.
You agree that any payment made on or through Pico Store shall be made using any of the payment methods prescribed by us from time to time, and all charges and/or fees are to be paid in accordance with specific instructions as may be prescribed by us. You are solely responsible for all amounts payable associated with purchases you make on Pico Store. Your access to and/or use of the payment methods provided on Pico Store shall be entirely at your own risk. We may from time to time, add, remove, modify or discontinue, temporarily or permanently, any payment processing method in our sole and absolute discretion.
You must abide by any relevant terms and conditions or other agreement that governs your access and/or use of any payment or related functionalities (including without limitation payment methods) in connection with the acceptance and processing of payments (including in respect of payment gateway services, settlement, and refunds) ("Payment Features") made available via Pico Store, which may be provided by Third Party Providers (as defined below), including financial services providers providing or facilitating the provision of Payment Features, e.g. banks, payment services businesses, payment networks, financial institutions and other financial intermediaries (each a "Financial Services Provider"). You acknowledge and agree that:
by providing your credit card, debit card or other payment method details, you authorize the Financial Services Provider to charge your credit card, debit card or other payment method account, upon your confirmation of your purchase, the amount of your purchase, including all fees and taxes thereon. You hereby grant Pico and the relevant Financial Services Provider your consent to them respectively collecting, using and disclosing your payment details for processing your order; the fullest extent of our obligations in connection with any such Payment Features is only to facilitate the making available of such Payment Features by Financial Services Providers to you on a "pass-through" basis and "as received" by us; and you must render reasonable cooperation and assistance to us to enable us to comply with any terms and conditions imposed from time to time on us by such Financial Services Provider in connection with Payment Features.
If any payments made by you to us under these Terms that are subject to any withholding taxes levied by any governmental and taxation authorities, you shall be responsible for such withholding taxes. In this event, all amounts payable by you under these Terms must be paid free and clear of, and without set-off, counterclaim, deduction or withholding for, any taxes, currency control restrictions or other withholdings. If required by applicable laws to set-off, counterclaim, deduct or withhold, you will gross up the relevant amount to ensure that we receive the full cash amount that it would have received without such deduction or withholding.
11. THIRD PARTY PROVIDERS: Where any product/service/content/functionality originates from or is provided by a third party (each a "Third Party Providers"), and any part of our Services (including, for the avoidance of doubt, functionalities thereof) displays, publishes, makes available, incorporates, interfaces with, interoperates with, integrates with, or links to any such product/service/content/functionality (each a "Third Party Element"), you acknowledge and agree that: we are not responsible for the Third Party Element, and the fullest extent of our obligation in connection with any such Third Party Element is to only facilitate the making available of such Third Party Element (or part thereof) to you on a pass-through basis and "as received" by us. We have no control over and are not responsible for any Third Party Provider's performance or non-performance of any obligation in connection with any Third Party Element or arising in any other way; Third Party Element is the sole responsibility of the person that makes it available, and we are not responsible for it, and we neither have control over the selection thereof, nor do we routinely monitor it. Any use by you of any Third Party Element on or through any of our Services is entirely at your own risk. Third Party Elements may have their own terms and conditions, including privacy policies, over which we have no control and which will govern your rights and obligations with respect to the access and/or use thereof; Third Party Elements are subject to availability and location serviceability, as well as these Terms and any additional terms and conditions of the Third Party Providers as may be notified by to you from time to time. We may, in our sole and absolute discretion, suspend, discontinue or terminate all or any part of affected Services, in the event that a Third Party Provider suspends, discontinues or terminates: (i) the Third Party Element; and/or (ii) its agreement(s) with us and/or you; where our Services contain links to Third Party Elements outside of Pico (for example links to sites and resources by Third Party Providers), such links are provided for your information only. Such links must not be interpreted as approval by us of those linked functionalities or information you may obtain from them. We do not endorse and are not responsible or liable for any content, advertising, products, services or materials on or available through such externally available Third Party Elements; and
to the extent that any transaction is entered into between you and a Third Party Provider in relation to any Third Party Element ("Transaction"): (i) such Transactions are entered into between you and the relevant Third Party Provider of the Third Party Element. The Third Party Provider is and remains the supplier of the Third Party Element as principal in its own right, and we are not party to the Transaction or any agreements that may be entered into between you and Third Party Provider, even if terms may be prescribed by us in respect of such Transactions; (ii) we neither endorse nor assume any responsibility or liability arising in connection with any Transaction (or any Third Party Element in respect of which a Transaction is carried out). Save as expressly provided under these Terms, we shall not have any obligation in connection with any Transaction; (iii) we: (1) shall not be responsible for procuring; (2) do not warrant; and (3) do not undertake, that you shall comply or have complied (whether in whole or in part) with the terms and conditions governing any Transaction; and (iv) to the maximum extent permitted under applicable laws, you agree not to make any claim against us in respect of any loss or damage which may arise from or in connection with Third Party Providers performance or non-performance of the Transaction or other sale contract, or which may arise from or in connection with the nature, quality or fitness for purpose of the Third Party Element supplied by the Third Party Providers (or due to any defect therein), or arising in any other way, and you shall release and hold us harmless against any such loss or damage.
Some examples of Third Party Providers may include without limitation third party app developers, marketplace aggregators, information providers, or our other business partners.
12. PERSONAL DATA AND SECURITY: Your use of our Services shall be subject to our Privacy Policy (as amended from time to time). By accessing any of our Services, you acknowledge and agree that you are at or above the legal age of majority in your jurisdiction and have read, understood and accepted the terms of our prevailing Privacy Policy. If you do not accept our prevailing Privacy Policy, you must not use any of our Services. If you are under the legal age of majority in your jurisdiction, you must have your parent or legal guardian's consent to and accept our prevailing Privacy Policy.
By continuing to access or use our Services after any updates to our Privacy Policy, you shall be deemed to have read, understood and accepted such updates.
We do not guarantee that our Services will be secure or free from bugs or viruses. You are solely responsible for configuring your device(s), information technology, computer programme(s) and platform(s) to access our Services. It is your responsibility to use an appropriate virus protection software. We cannot guarantee any transmissions made on or through the Internet by you will be secure or confidential.
You acknowledge and agree that: (a) any content or information you submit or transmit via the Internet may not be protected by encryption, and may be vulnerable to interception during transmission; and (b) if you choose to use any public features available on our Services, any data provided therein may become publicly accessible.
13. INTELLECTUAL PROPERTY AND CONTENT RIGHTS: Pico Content: As between you and Pico, all content, materials, software, hardware, firmware code, algorithm, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music on, and "look and feel" of our Services, and all intellectual property rights related thereto (the "Pico Content"), are either owned by or licensed to Pico, it being understood that you or your licensors will own the User Content (as defined below) that you upload or transmit through our Services unless such content is already owned by or licensed to us. Use of the Pico Content for any purpose not expressly permitted by these Terms is strictly prohibited. Pico Content may not be copied, reproduced, distributed, transmitted, broadcast, displayed, performed, adapted, edited, published, sold, licensed, reverse-engineered, decompiled, disassembled or otherwise exploited for any purpose whatsoever without our or, where applicable, our licensors', prior written consent. We and our licensors reserve all rights not expressly granted to you in and to Pico Content. Nothing in these Terms confers on you any rights to use "Pico" and any other trademarks, service marks, logos, get-up, trade names, goodwill, internet domain names, slogans, product names and designations and other proprietary indicia used as part of any of our Services, all of which are and remain the property of Pico or the relevant owner(s).
You acknowledge and agree that when you view content available on our Services, you are doing so at your own risk. We make no representations, warranties or guarantees, whether express or implied, that any Pico Content and/or User Content is/are accurate, complete or up to date. You acknowledge that we have no obligation to pre-screen, monitor, review, or edit any content transmitted or uploaded by you and other users on our Services (including Pico Content and/or User Content). The content on our Services is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Services. Where our Services contain links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
User Content: Users of our Services may be permitted to upload, post or transmit or otherwise make available content through our Services including, without limitation, any text, photographs, user videos, sound recordings and the musical works embodied therein ("User Content"). We may also from time to time make available functionalities that enable users of our Services to extract all or any portion of User Content created by another user to produce additional User Content, including collaborative User Content with other users, that combine and intersperse User Content generated by more than one user, or enable users to overlay music, graphics, stickers, virtual items, and other elements provided by Pico ("Pico Elements") onto User Content and transmit this User Content through our Services. The information and materials in the User Content, including User Content that includes Pico Elements, have not been verified or approved by us. The views expressed by other users on our Services do not represent our views or values.
Whenever you access or use a feature that allows you to upload or transmit User Content through our Services (including to third party platforms), or to make contact with other users of our Services, you must comply with the standards set out at "Your Access to and Use of Our Services" above. You may also choose to upload or transmit your User Content, including User Content that includes Pico Elements, on sites or platforms hosted by third parties. If you decide to do this, you must comply with their content guidelines as well as with the standards set out at "Your Access to and Use of Our Services" above. You warrant that any such upload, transmission, and/or contact complies with those standards, and you shall be liable to us and fully indemnify us for any breach of that warranty -- this means you shall be fully responsible for any loss or damage we suffer as a result of your breach of this warranty.
You must not post any User Content on or through our Services or transmit to us any User Content that is confidential or proprietary. Any User Content shall be deemed to be non-confidential and non-proprietary.
When you submit User Content through our Services, you agree and represent that you own that User Content, or that you have received all necessary permissions, clearances from, or are authorized by, the owner of any part of the content to submit it to our Services for all purposes contemplated under these Terms, to transmit it from our Services to other third party platforms, adopt or integrate any third party content (as the case may be), and grant us all licenses in User Content as contemplated under these Terms. For example, if you only own the rights in and to a sound recording, but not to the underlying musical works embodied in such sound recordings, then you must not submit such sound recordings to our Services unless you have all permissions, clearances from, or are authorized by, the owner of any part of the content to submit it to our Services. You must not expose us or other users to any intellectual property or other claims relating to User Content that you submit through our Services.
You must not upload any User Content to which you are not the owner of the intellectual property rights. You or the relevant owner (as the case may be) of your User Content may still own any copyright in User Content submitted to our Services, save that by submitting or transmitting User Content via our Services, you hereby grant us an unconditional irrevocable, non-exclusive, royalty-free, fully transferable, perpetual worldwide license to use, modify, adapt, reproduce, make derivative works of, publish and/or transmit, and/or distribute and to authorize other users of our Services and other third-parties to view, access, use, download, modify, adapt, reproduce, make derivative works of, publish and/or transmit your User Content in any format and on any platform, either now known or hereinafter invented. You further grant us an unconditional irrevocable, non-exclusive, royalty-free, fully transferable, perpetual worldwide license to use your user name(s), image(s), voice(s), and likeness(es) to identify you as the source of any of your User Content. We also have the right to disclose your identity to any third party who is claiming that any User Content transmitted or uploaded by you to our Services constitutes a violation of their intellectual property or other rights.
For the avoidance of doubt, the rights you grant in your User Content under these Terms include, but are not limited to, the right for us and other users of our Services to reproduce sound recordings (and make mechanical reproductions of the musical works embodied in such sound recordings), and publicly perform and communicate to the public sound recordings (and the musical works embodied therein), all on a royalty-free basis. This means that you are granting us the right to use your User Content without the obligation to pay royalties to any third party, including, but not limited to, a sound recording copyright owner (e.g., a record label), a musical work copyright owner (e.g., a music publisher), a performing rights or collective management organization, nor any unions or guilds, and engineers, producers or other royalty participants involved in the creation of User Content.
By transmitting User Content to or through our Services, you waive any rights to your prior inspection or approval of any marketing or promotional materials related to such User Content. You also waive any and all rights of privacy, publicity, moral, or any other rights of a similar nature in connection with your User Content, or any portion thereof. To the extent any moral rights are not transferable or assignable, you hereby waive and agree never to assert any and all moral rights (including "moral rights" as defined under the Copyright Act 2021 of Singapore), or to support, maintain or permit any action based on any moral rights that you may have in or with respect to any User Content you submit to or through our Services.
We, or third parties we authorize, shall have the right to cut, crop, edit or refuse to publish, User Content at our or their sole and absolute discretion. To avoid doubt, we have the right – but not the obligation – to remove, disallow, block or delete any User Content (i) that we consider to violate these Terms, or (ii) in response to complaints from other users or third parties, with or without notice and without any liability to you.
Pico may take reasonable measures to expeditiously remove from our Services any infringing material that we become aware of. It is Pico's policy, at its sole and absolute discretion, to disable or terminate the accounts of users of our Services who infringe intellectual property or other rights.
We may from time to time make available features that may allow you to control whether your User Content is made publicly available on our Services to all other users of our Services or only available to people you designate. To restrict access to your User Content accordingly, it is your responsibility to select the appropriate setting, if available, within Pico or on such channel as we may designate.
Despite the above, we do not represent or warrant the accuracy, integrity, appropriateness, quality of any User Content, nor that the User Content does not infringe intellectual property rights, and under no circumstances shall we be liable in any way for any User Content (including for the avoidance of doubt any third party materials incorporated in User Content). We shall have no liability in respect of any User Content published by us or by third parties.
Infringement Notice: Pico reserves the right to investigate notices of copyright, trademark and other intellectual property infringement ("Infringement") in respect of Pico Content, User Content and other material on our Services ("Infringing Material") and take appropriate action. If you believe that your work has been used or copied in a way that constitutes Infringement and such Infringement is occurring on our Services, please notify Pico in writing immediately in the form and containing the information prescribed by the Copyright Act 2021 of Singapore ("Infringement Notice").
Pico: 1 Raffles Quay, #26-10, South Tower, Singapore 048583 picoip@picoxr.com
Pico will duly consider all Infringement Notices submitted in the above manner. In return, you agree that you shall not take any legal action or exercise any legal remedy you may have against Pico in respect of any Infringing Material, unless you have first given Pico the Infringement Notice and sufficient opportunity to remove the Infringing Material, and thereafter Pico refuses or fails to remove the Infringing Material within a reasonable time. Where Pico removes the Infringing Material in response to your Infringement Notice, you agree not to exercise and you hereby waive, any right of action against Pico under applicable law which you may have in respect of any Infringing Material appearing on our Services prior to such removal by Pico.
You acknowledge and agree that Pico has no control and cannot undertake responsibility or liability in respect of Infringing Material appearing on third party platforms/services.
Feedback: If you choose to contribute by sending us any ideas for products, services, features, modifications, enhancements, content, refinements, technologies, content offerings (such as audio, visual, games, or other types of content), promotions, strategies, or product/feature names, or any related documentation, artwork, computer code, diagrams, or other materials (collectively "Feedback"), then regardless of what your accompanying communication may say, the following terms will apply, so that future misunderstandings can be avoided. Accordingly, by sending Feedback to us, you agree that: Pico has no obligation to review, consider, or implement your Feedback, or to return to you all or part of any Feedback for any reason;
Feedback is provided on a non-confidential basis, and we are not under any obligation to keep any Feedback you send confidential or to refrain from using or disclosing it in any way; and you irrevocably grant us perpetual and unlimited permission to reproduce, distribute, create derivative works of, modify, publicly perform (including on a through-to-the-audience basis), communicate to the public, make available, publicly display, and otherwise use and exploit the Feedback and derivatives thereof for any purpose and without restriction, free of charge and without attribution of any kind, including by making, using, selling, offering for sale, importing, and promoting commercial products and services that incorporate or embody Feedback, whether in whole or in part, and whether as provided or as modified.
14. EXCLUSION OF WARRANTIES: NOTHING IN THESE TERMS SHALL AFFECT ANY RIGHTS THAT YOU CANNOT CONTRACTUALLY AGREE TO ALTER OR WAIVE AS A CONSUMER UNDER APPLICABLE LAWS.
OUR SERVICES ARE PROVIDED "AS IS" AND WE MAKE NO WARRANTY OR REPRESENTATION TO YOU WITH RESPECT TO THEM. IN PARTICULAR WE DO NOT REPRESENT OR WARRANT TO YOU THAT:
ANY OF OUR SERVICES WILL MEET YOUR REQUIREMENTS;
ANY OF OUR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR FREE FROM ERROR;
ANY INFORMATION OBTAINED BY YOU AS A RESULT OF OUR SERVICES WILL BE ACCURATE OR RELIABLE; AND/OR
DEFECTS IN THE OPERATION OR FUNCTIONALITY OF ANY SOFTWARE PROVIDED TO YOU AS PART OF OUR SERVICES WILL BE CORRECTED.
OUR SERVICES MAY BE SUBJECT TO LIMITATIONS, DELAYS AND OTHER PROBLEMS INHERENT IN THE USE OF SUCH COMMUNICATIONS FACILITIES.
WE HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, STATUTORY OR IMPLIED, ORAL OR IN WRITING, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, SATISFACTORY QUALITY, ACCURACY, ADEQUACY, COMPLETENESS, TIMELINESS, MERCHANTABILITY, CURRENCY, RELIABILITY, PERFORMANCE, SECURITY, FITNESS FOR A PARTICULAR PURPOSE, CONFORMANCE WITH DESCRIPTION, CONTINUED AVAILABILITY, OR INTER-OPERABILITY WITH OTHER SYSTEMS OR SERVICES, AND NO SUCH WARRANTY OR REPRESENTATION IS GIVEN IN CONJUNCTION WITH OUR SERVICES, PICO CONTENT, USER CONTENT, AND/OR THIRD PARTY ELEMENTS. WE MAY CHANGE, SUSPEND, WITHDRAW OR RESTRICT THE AVAILABILITY OF ALL OR ANY PART OF OUR SERVICES FOR BUSINESS AND OPERATIONAL REASONS AT ANY TIME WITHOUT NOTICE.
15. LIMITATION OF LIABILITY: NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT OUR LIABILITY FOR LOSSES WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED UNDER APPLICABLE LAWS, SUCH AS LIABILITY FOR DEATH OR PERSONAL INJURY RESULTING FROM NEGLIGENCE.
WE ONLY PROVIDE OUR SERVICES FOR DOMESTIC AND PRIVATE USE. YOU AGREE NOT TO USE OUR SERVICES FOR ANY COMMERCIAL OR BUSINESS PURPOSES.
TO THE FULLEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE TO YOU FOR: ANY (i) LOSS OF BUSINESS; (ii) LOSS OF GOODWILL; (iii) BUSINESS REPUTATION; (iv) BUSINESS INTERRUPTION; (v) LOSS OF PROFIT (WHETHER INCURRED DIRECTLY OR INDIRECTLY); (vi) LOSS OF GOODWILL; (vii) LOSS OF OPPORTUNITY; (viii) LOSS OF DATA SUFFERED BY YOU; AND/OR (ix) INDIRECT OR CONSEQUENTIAL LOSSES WHICH MAY BE INCURRED BY YOU; AND/OR ANY LOSS OR DAMAGE WHICH MAY BE INCURRED BY YOU AS A RESULT OF: (i) ANY RELIANCE PLACED BY YOU ON THE COMPLETENESS, ACCURACY OR EXISTENCE OF ANY ADVERTISING, OR AS A RESULT OF ANY RELATIONSHIP OR TRANSACTION BETWEEN YOU AND ANY ADVERTISER OR SPONSOR WHOSE ADVERTISING APPEARS ON OR IN CONNECTION WITH OUR SERVICES; (ii) ANY CHANGES WHICH WE MAY MAKE TO OUR SERVICES, OR FOR ANY PERMANENT OR TEMPORARY CESSATION IN THE PROVISION OF OUR SERVICES (OR ANY FEATURES WITHIN OUR SERVICES); (iii) THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE, ANY CONTENT AND OTHER COMMUNICATIONS DATA MAINTAINED OR TRANSMITTED OR UPLOADED BY OR THROUGH YOUR USE OF OUR SERVICES; (iv) YOUR FAILURE TO PROVIDE US WITH ACCURATE ACCOUNT INFORMATION; AND/OR (v) YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL.
IF DEFECTIVE DIGITAL CONTENT THAT WE HAVE SUPPLIED DAMAGES A DEVICE OR DIGITAL CONTENT BELONGING TO YOU AND THIS IS CAUSED SOLELY BY OUR FAILURE TO USE REASONABLE CARE AND SKILL, WE MAY DECIDE IN OUR SOLE AND ABSOLUTE DISCRETION TO EITHER REPAIR THE DAMAGE OR PAY YOU COMPENSATION. HOWEVER, WE SHALL NOT IN ANY EVENT BE LIABLE FOR DAMAGE THAT YOU COULD HAVE AVOIDED BY FOLLOWING OUR ADVICE TO APPLY AN UPDATE OFFERED TO YOU FREE OF CHARGE OR FOR DAMAGE THAT WAS CAUSED BY YOU FAILING TO CORRECTLY FOLLOW INSTALLATION INSTRUCTIONS OR TO HAVE IN PLACE THE MINIMUM SYSTEM REQUIREMENTS ADVISED BY US OR FOR DAMAGE THAT ARISES IN CONNECTION WITH YOUR BREACH OF ANY OF THESE TERMS.
THESE LIMITATIONS ON OUR LIABILITY TO YOU SHALL APPLY WHETHER OR NOT WE HAVE BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH LOSSES ARISING.
YOU ARE RESPONSIBLE FOR ANY MOBILE CHARGES THAT MAY APPLY TO YOUR USE OF OUR SERVICES, INCLUDING TEXT-MESSAGING AND DATA CHARGES. IF YOU ARE UNSURE WHAT THOSE CHARGES MAY BE, IT IS YOUR RESPONSIBILITY TO ASK YOUR SERVICE PROVIDER BEFORE USING OUR SERVICES.
TO THE FULLEST EXTENT PERMITTED BY LAW, ANY DISPUTE YOU HAVE WITH ANY THIRD PARTY ARISING OUT OF YOUR USE OF OUR SERVICES, INCLUDING, BY WAY OF EXAMPLE AND NOT LIMITATION, ANY CARRIER, INTELLECTUAL PROPERTY RIGHT OWNER OR OTHER USER, IS DIRECTLY BETWEEN YOU AND SUCH THIRD PARTY, AND YOU IRREVOCABLY RELEASE US AND OUR AFFILIATES FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES.
TO THE EXTENT NOT EXCLUDED AND/OR TO THE EXTENT NOT LAWFULLY EXCLUDED, PICO'S MAXIMUM AGGREGATE LIABILITY FOR ALL CLAIMS, SUITS, DEMANDS, ACTIONS OR OTHER LEGAL PROCEEDINGS IN CONNECTION WITH THESE TERMS, WHETHER BASED ON AN ACTION OR CLAIM IN CONTRACT, NEGLIGENCE, TORT, OR OTHERWISE, SHALL NOT EXCEED SGD 1,000.
16. INDEMNITY: You agree to defend, indemnify, and hold harmless Pico, its parents, subsidiaries, and affiliates, and each of their respective officers, directors, employees, agents and advisors from any and all claims, liabilities, costs, and expenses, including, but not limited to, attorneys' fees and expenses, arising out of a breach by you or any user of your account under these Terms or arising out of a breach of your obligations, representation and warranties under these Terms.

PICO Privacy Policy by theodeath

Last Updated: 16/05/2023

PICO Immersive Pte. Ltd. (“we”, “our”, or “us”) provides innovative virtual reality products and services through our websites, applications, content, hardware, and services (collectively, the “PICO Services”). This Privacy Policy outlines how we handle information that identifies or is associated with you (“personal data”), including how we collect, use, and share personal data on our PICO Services.
We are the controller responsible for your personal data. Please take a moment to familiarize yourself with our privacy practices, and contact us at privacy@picoxr.com if you have any questions.


1. Personal Data We Collect

When you interact with the PICO Services, such as when you create a PICO account, contact our customer support team, use the PICO hardware or participate in an online survey, we collect your personal data, including:

Information You Provide to Us. For example:
Account Information. When you register an account to use the PICO Services, you will provide information such as your username, profile photo, email address, the country you are located in, and your date of birth.
Transaction Information. If you add your payment information to your profile or make purchases on or through the PICO Services, we collect information relating to the transaction such as your payment information, purchase activity, and shipping and contact details.
Government-Issued ID. In certain jurisdictions, we may ask for a government-issued ID in limited circumstances, including when processing a refund request, or as required by law.
Correspondence. When you communicate with us, we will receive details such as your contact information like your telephone number,the content of your communications with us, including interactions with customer support like the call recording and contacts through social media channels.
User Content. We collect content you generate on the PICO Services, such as comments you post under a game or an app in the PICO Store, and information about this content, such as the date and time you created the content.



Information Automatically Collected. We collect information automatically when you use the PICO Services, including:
Your engagement with Pico Services. We receive information about you when you log in and out of PICO Services, which apps you download and the time/date you launch those apps on the PICO headset, and in-app purchases you have made in a game provided by a third-party developer. We also receive information about how you use the apps on the PICO headset, for instance, we receive information about your PICO Browser usage, such as which browser features you use. When you make a choice in the PICO headset settings, we will also record your choice.
Device and network information. This includes information about the type of device you're using, such as a headset, PC, TV, or mobile phone; the configuration of the device, such as the device brand and model, name and version of the operating system, CPU information, and screen resolution; your network, such information about your local wireless network and your IP address; and how your device is performing, such as the battery level. We also collect certain identifiers that are unique to you or your device, including device identifiers such as the serial number of the PICO headset, your PICO user ID, and other identifiers.
Information collected via cookies. We use cookies and similar technologies to operate and provide the PICO Services. For example, we use cookies to remember your language preferences, and for security purposes. To learn more about our use of cookies, please see our Cookies Policy. We will obtain your consent to our use of cookies where required by law.
Location. We collect your approximate location based on your device and network information, such as your device’s IP address.
Troubleshooting information. We collect troubleshooting information such as crash logs which may contain your user ID, device ID, IP address, CPU usage, amount of time it takes to load a feature, power consumption information, frame rate, and whether you use a certain feature.
Personal Data We Receive from Other Sources. PICO may receive personal data about you from business partners and from other lawful sources.
2. Our Use of Your Personal Data

We use personal data to provide the PICO Services to you, to improve the PICO Services, to market to you, for security and fraud prevention, and to comply with applicable law. We may also use personal data for other purposes as allowed under applicable law.

To provide the PICO Services. We use the information we collect to provide you with the PICO Services. For example, we use this information to:
Provide you with PICO Services, including creating accounts for you and to process your transactions;
Communicate with you about PICO Services, including to notify you about your transactions, account, or any changes to our terms, conditions, and policies; and
Provide technical support.
To improve the PICO Services. We also use the information we collect to improve the PICO Services. For example, we use the information to:
Understand users’ feedback about the PICO Services;
Identify and address technical issues, including crashes and other malfunctions, on the PICO Services;
Conduct and learn from research about the ways in which you interact with the PICO Services;
Improve and develop our features;and
Monitor the quality of customer service to improve our service,and prevent any disputes arising between you and us.
To market to you. We use the information we collect to send you promotional messages about the PICO Services. We also use this information to measure the effectiveness of our marketing activities. If you would like to opt out of receiving marketing messages, please follow the instructions in such marketing messages. We will obtain your consent to send you such messages where required by law.
For security and fraud prevention. We use the information we collect to verify accounts, devices, and activities, combat harmful conduct, detect and prevent technical or security issues, including fraudulent activity, and promote the safety and security on and off the PICO Services.
To comply with applicable law. For example, to satisfy tax or reporting obligations, or to comply with a lawful governmental request.
3. How We Share Your Personal Data

We may share personal data with developers that provide apps on the PICO Services, our affiliated companies, service providers who act on our behalf, our partners, third parties in the context of corporate transactions, with your consent, or otherwise as required or allowed by law.

Developers. You can interact with third-party games, apps and services through the PICO Services. We share your personal data with these developers so they can provide you with the experiences you have requested. For example, with your permission, we make available to third party developers your PICO account information including your profile picture, username, and region.
Third-party content providers may also collect information from you directly through the experiences they provide. Please note that any information you share with these third parties will be subject to those third parties’ own privacy policies.

Affiliated companies. As a global company, the PICO Services are supported by a number of affiliated entities within our corporate group. We share your information with affiliated entities as necessary to enable them to provide important functions such as cloud hosting, security, research and development, analytics, online payments, customer and technical support, and content moderation.
Service providers. We may engage third parties to act as our service providers and perform certain tasks on our behalf, such as processing or storing data, including personal data, in connection with delivering the PICO Services. The service providers are obligated to handle personal data consistent with this Privacy Policy and according to our instructions. They can not use the personal data we share for their own purposes and must delete or return the personal data once they've fulfilled our request.
Partners. From time to time, we may partner with third parties to provide services or other offerings. We require our partners to protect your personal data.
Corporate transactions. Your information may be disclosed to third parties in connection with a corporate transaction, such as a merger, sale of assets or shares, reorganisation, financing, change of control, or acquisition of all or a portion of our business.
With your consent. We may share personal data with others at your direction or with your consent.
Law enforcement. We may disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate. We may also disclose information about you where there is a lawful basis for doing so, if we determine that disclosure is reasonably necessary to enforce our terms and conditions or to protect our operations or users.
4. Your Choices and Rights

You have the following choices with respect to your personal data. Depending on the nature of the choice you would like to exercise, we may need to verify your identity before honoring your request.

Access or update your information. You may request to access or update your personal data by emailing us at the email address provided in the ‘Contacting us’ section of this Privacy Policy.
Delete your data. You may request to delete the personal data by emailing us at the email address provided in the ‘Contacting us’ section of this Privacy Policy. If you delete the information we identify as required or mandatory, we may not be able to provide all or part of the PICO Services.
Revoking your consent. If we have asked for your consent to collect, use, or share your personal data, you can revoke it by changing your choice in the relevant device or app settings, or by emailing us at the email address provided in the ‘Contacting us’ section of this Privacy Policy. We will process such requests within a prompt timeframe after receipt and your revocation will become effective once processing is complete, until which time we will continue to handle your personal data as described in this Privacy Policy.
Opt-out of marketing communications. You may opt-out of marketing-related messages by following the opt-out or unsubscribe instructions enclosed in the messages, or by submitting a request to the email address provided in the ‘Contacting us’ section of the Privacy Policy. You may continue to receive service-related and other non-marketing messages.
Others. You may also have a right to oppose, request a copy of your authorization, limit our collection and use of your personal data, and potentially others, depending on the jurisdictions where you are located. In the event that you wish to make a complaint about how we process your personal data, please contact us in the first instance at privacy@picoxr.com. This is without prejudice to your right to launch a claim with your data protection authority or follow the dispute resolution process provided in the Terms of Service.
5. Transferring Your Personal Data

We provide the PICO Services on a global basis. This means that the information that we collect from you may be transferred to, and stored at, a destination outside of the country you reside in, including in Singapore where we are based. It may also be processed by staff operating outside your country who work for us, for one of our service providers or one of our partners. We will take all steps necessary to ensure that your information is treated securely and in accordance with this Privacy Policy and applicable law.


6. Data Security and Retention

We take appropriate technical and organizational measures to help protect personal data from unauthorized access, use, disclosure, alteration, and destruction. Unfortunately, the transmission of information via the internet is not completely secure and, as such, we cannot guarantee the security of your information transmitted via the PICO Services.
We retain information for as long as necessary to provide the PICO Services and for the purposes set out in this Privacy Policy. We also retain information when necessary to comply with contractual and legal obligations, when we have a legitimate business interest to do so (such as improving and developing our website and app service, and enhancing the safety, security and stability of our website and app service), and for the exercise or defense of legal claims.


7. Children

PICO Services are not intended for use by children under 13 years of age or under the equivalent minimum age threshold in the relevant jurisdictions. If we learn that we have collected personal data from a child under 13 we will delete it as soon as possible.

8. Changes to This Policy

If we make changes to this Privacy Policy, we will provide notice of such changes as appropriate, such as by sending you an email notification to the address you have provided, and/or providing notice through the PICO Services. If we make an administrative change, we will update the "Last Updated" date at the top of this Privacy Policy.


9. Contacting Us

If you have questions about this Privacy Policy, please contact us by email at privacy@picoxr.com.


10. Jurisdiction-Specific Terms

In the event of a conflict between the provisions of the below Jurisdiction-Specific Terms that are relevant to your jurisdiction from which you access or use the PICO Services, and the rest of this Privacy Policy, the relevant jurisdictions’ Jurisdiction-Specific Terms will supersede and govern the data processing.


a. EEA, UK and Switzerland
The information provided in this section applies to individuals in the European Economic Area, United Kingdom and Switzerland, which we refer to in this notice collectively as “Europe”.


Legal bases for processing. We use your personal data only as permitted by law. Our legal bases for processing your personal data described in this Privacy Policy are described in the table below.

Processing purpose / Legal basis
To enable us to administer, operate, and provide the PICO Services to you including to create accounts and process your transactions and to provide you with troubleshooting. Processing is necessary to perform the contract governing our provision of the PICO Services or to take steps that you request prior to signing up for an account to use the PICO Services.
To understand how you use the PICO Services, including reviewing user feedback, to monitor, improve and develop the Pico Services and conduct product development. The processing is necessary for our legitimate interests, namely, to identify and resolve issues with the PICO Services and to improve the PICO Services.
To comply with any legal obligation, including where necessary to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority. This processing is necessary in order to comply with our legal obligations.
To communicate with you, including to notify you about changes to the PICO Services, provide customer support to you and send you other service-related messages. The processing is necessary for the performance of a contract with you.
We may use this information to send you marketing communications in accordance with your preferences. The processing is necessary for our legitimate interests, namely to promote new developments and features of our PICO Services. We will obtain your consent to send you messages where required by law.
To enforce our terms, conditions and policies, including to ensure that you are old enough to use the PICO Services. The processing is necessary for the performance of a contract with you.
To help us detect abuse, fraud, and illegal activity on the PICO Services. The processing is necessary for our legitimate interests, namely, to ensure that the PICO Services are safe and secure.
Your rights. If you are located in Europe, in addition to the rights set out in section 4 "Your Choices and Rights", you also have the following rights in relation to your personal data:

Right of portability. If any automated processing of personal data is based on your consent or a contract with you, you have a right to transfer or receive a copy of the personal data in a usable and portable format.
Right to erasure. You have the right, in some circumstances, to require us to erase your personal data without undue delay if the continued processing of that personal data is not justified.
Right to restriction. You have the right, in some circumstances, to require us to limit the purposes for which we process your personal data if the continued processing of the personal data in this way is not justified, such as where the accuracy of the personal data is contested by you.
Right to objection. You also have the right to object to any processing based on our legitimate interests where there are grounds relating to your particular situation. There may be compelling reasons for continuing to process your personal data, and we will assess and inform you if that is the case.
To make such requests, contact us at the email address provided in section 9 "Contacting Us".
You also have the right to lodge a complaint with your local supervisory authority, but we encourage you to first contact us with any questions or concerns.
Cross-border transfer. We have taken appropriate safeguards to ensure that your personal data will remain protected and require our third-party service providers and partners if applicable to have appropriate safeguards as well. For onward transfers of your personal data, we ensure that: (i) the personal data is transferred to countries recognized as offering an equivalent level of protection; or (ii) the transfer is made pursuant to appropriate safeguards, such as standard data protection clauses adopted by the European Commission.


UK GDPR Representative: Cosmo Technology Private Limited, whose registered office is at 2 Temple Back East, Temple Quay, Bristol, BS1 6EG, United Kingdom.


b. South Korea
If you are using our services in South Korea, the following additional terms apply. In the event of any conflict between the following additional terms and the provisions of the main body of this policy, the following terms shall prevail.


Data security. We work hard to protect the PICO Services and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. To this end, we have in place technical, managerial and physical safeguards, including internal policies for data protection, limitation of access to personal data on a need-to-know basis and control of access to the facilities where personal data is processed.


Data retention. We destroy personal data for which the purposes of collection as consented to by you have been achieved, or for which the periods of use as consented to by you or as provided in this Privacy Policy have expired; provided, however, we will continue to store your personal data for any statutorily-prescribed periods, where applicable.


Children. The PICO Services are not intended for use by children under 14 years of age.


Destruction of personal data. We destroy your personal data in a manner that renders it unrestorable by the relevant department.


Entrustment and/or overseas transfer of personal data. We entrust your data to our affiliates and service providers, some of whom are located outside of Korea (see the Privacy Policy Addendum (for the Republic of Korea) below for a list), subject to your consents or notifications to you, if applicable. The entities receiving and processing your data are committed to using and storing personal data in compliance with domestic and international regulations and to taking all available physical and technical measures to protect personal data.
Local representative pursuant to the Personal Information Protection Act. Please send your inquiries concerning privacy issues in South Korea to our local representative pursuant to the Personal Information Protection Act. Contact details are as follows.
- Bae, Kim and Lee LLC
- Representative: Yangho Oh
- Address: Tower B, Centropolis, 26 Ujeongguk-ro, Jongno-gu, Seoul 03161, Korea
- Phone: +82-2-3404-0108
- Email: koreaprivacypico@bkl.co.kr

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4sd5sd6sd
bh4sg5sg6sg
bh4sz5sz6sz
4sg5sg6sg7sg8sg
1a2a3a4sz5sz6sz
bq4sd5sd6sd
aaaa1a2a3a
4sg5sg6sg7sg
4sz5sz6sz7sz
bcbc4sz5sz
12124sd5sd
4sz5sz6sz7sz8sz
bh4sz5sz6sz
1231231a2a3a
1a2a3a4sz5sz6sz
1a2a3a4sg5sg6sg

ZERGTEST11 by user108489

1a2a3a4sh5sh6sh
1231234so
bc4sz5sz6sz
bh4sh5sh6sh
4sz5sz6sz7sz8sz
12124sd
4sd5sd
4sd5so
aa4sh5sh6sh
bh4sz5sz6sz
4sh5sh6sh7sh
1a2a4sz5sz
bq4sd5sd
bv4sh5sh6sh
4sd5sd6sd
1231231a2a3a
12124so
4sh5sh6sh7sh8sh
aaa4sh5sh6sh